Running a business often involves obtaining a business loan to cover daily expenses or support expansion plans. Over time, interest rates may fluctuate, cash flow can vary, and your company’s needs may change. Refinancing a business loan can help you adapt to these variations by restructuring existing borrowing to better match your current circumstances and...
Read moreIf you’re seeking finance for your business, one option is an unsecured loan. Unlike secured loans, which are backed by assets such as property or equipment, unsecured loans don’t require collateral. Due to this, unsecured loans can appeal to small businesses and start-ups that may not have significant assets. However, as with any form of...
Read moreBuying a property at auction can be a great way to secure a good deal. However, it’s a fast-moving process, and you need to have the necessary finances in place quickly to complete your purchase. That’s where auction finance comes in. Auction finance is a specialised form of short-term funding designed to help buyers complete...
Read moreBusiness loans can be invaluable for driving growth, managing cash flow, and investing in new opportunities. However, over time, the terms and conditions of your loan may no longer suit your business’s needs, so it might be beneficial to refinance it. Refinancing a business loan means replacing your current loan with a new one. Refinancing...
Read moreCash flow is the lifeblood of every business. Healthy sales and strong profits on paper aren’t enough if the cash isn’t coming in quickly enough to cover your day-to-day expenses. Salaries, rent, supplier payments, and tax bills are an ongoing strain on cash flow. That’s why cash flow management is one of the most important...
Read moreAt ASC Finance for Business, we specialise in making business finance work. Every client comes to us with a unique challenge, and it’s our job to find the funding solution to help them move forward, even if the odds are stacked against them. Here are just a few recent examples of how we have assisted...
Read moreIf you own a business and need finance to secure premises, you might wonder if it’s possible to secure finance without a trading history. The short answer is yes, but it’s not always straightforward. Lenders value certainty. Commercial mortgage lenders seek reassurance that a business can repay the loan, making your trading history crucial. Your...
Read moreAt ASC Finance for Business, we believe that securing business finance should be simple, straightforward and stress-free. That’s why we’ve spent over 50 years helping business owners, property investors, and entrepreneurs find the right funding, without the fuss. Whether you’re looking to purchase premises, refinance existing debt, begin a property development or raise working capital,...
Read moreAI is transforming all aspects of life, and commercial finance is no exception. Traditionally, applying for a business loan has been a complicated process involving filling out forms, underwriters scrutinising every detail, and long waits. However, all of that is changing with the development of AI. From accelerating decisions to transforming the risk assessment process,...
Read moreWhen it comes to business finance, many options are available, and no single solution fits all. If your business needs extra cash to cover the day-to-day running, cash flow lending could be a potential option. What is cash flow lending? Cash flow lending is a type of unsecured loan. It allows businesses to borrow money...
Read moreWith over 20 offices nationwide, there is always a local director to assist you