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Finance Options

  • Finance

    When is cash flow lending the right option for your business?

    When it comes to business finance, many options are available, and no single solution fits all. If your business needs extra cash to cover the day-to-day running, cash flow lending could be a potential option. What is cash flow lending? Cash flow lending is a type of unsecured loan. It allows businesses to borrow money...

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  • Finance

    How brokers can help SMEs navigate the lending landscape

    Navigating the world of business finance can be challenging for small and medium-sized enterprises (SMEs), especially with so many lenders and funding facilities on the market. From understanding eligibility criteria to securing the best terms, the process is often time-consuming and complex, yet help is at hand. A commercial finance broker is an expert guide...

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  • Finance

    A guide to commercial mortgages

    If you’re looking for finance to purchase, refinance, or develop commercial property, you’ll require a commercial mortgage. Here’s a guide to help you make informed financial decisions regarding your commercial mortgage. What is a commercial mortgage? A commercial mortgage is a loan secured against a property you don’t live in, either your business premises or...

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  • Finance, Loans

    Top 10 mistakes businesses make when applying for finance

    Securing finance for your business can be a game-changer. Given its importance, you’ll want to ensure a successful application enabling you to progress toward your plans. At ASC, we regularly see common mistakes businesses make when applying for finance. So, to help you dodge the pitfalls, here are the 10 mistakes to avoid. Top 10...

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  • Finance

    How to finance a commercial property auction purchase

    Buying a commercial property at auction can be an excellent opportunity, but it requires careful planning, especially regarding financing. Buying at auction differs from the usual property purchase process, making financing your purchase tricky. First, you don’t know exactly how much you’ll be paying for the property, so arranging finance for the right amount in...

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  • Finance, Property

    Five ways to finance a commercial property

    Investing in your first commercial property is an exciting journey but can also be complex. Choosing the right financing is critical to ensuring your investment is profitable and sustainable. Here are five ways to finance your first commercial property. 1. Capital spend One way to make your first commercial property purchase is to pay for...

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  • Loans

    Bridging loan myths dispelled

    Increasing demand from borrowers for flexible short-term funding has led to a rise in bridging loans. The Bridging & Development Lenders Association (BDLA) reports record completions of £1.79bn in Q3, a 2.6% increase from the previous quarter. Bridging finance is a short-term loan (typically 12 months or less) that provides an immediate cash boost. Although...

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  • Banks, Finance

    What are the alternatives to a bank loan for a business?

    For many businesses needing finance, their bank is their first port of call. The British Business Bank recently reported that 51% of smaller businesses only approached their bank. If their bank declined them, only 5% would consider another lender. However, despite banks being a clear favourite for business finance, they aren’t the only option. If...

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  • Finance

    Do I need to give a personal guarantee for a business loan?

    A recent survey found that 60% of small business owners feel uninformed about the risks associated with personal guarantees, leading 25% to withdraw from loans that required them. If you plan to take out a business loan and are unsure whether you’ll need to provide a personal guarantee or what the risks and rewards might...

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  • Finance, Loans

    How to prepare your business for securing commercial finance

    Whether you’re seeking commercial finance to help with cash flow, fund expansion plans, or refinance existing loans, good preparation will maximise your chance of success. Lenders will scrutinise your business before deciding whether to lend, so you want to present it in the best possible light. Here are our five tips to help you prepare...

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ASC Finance for Business
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