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Finance Options

  • Finance, Loans

    How to prepare your business for securing commercial finance

    Whether you’re seeking commercial finance to help with cash flow, fund expansion plans, or refinance existing loans, good preparation will maximise your chance of success. Lenders will scrutinise your business before deciding whether to lend, so you want to present it in the best possible light. Here are our five tips to help you prepare...

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  • Business, Finance

    Business Finance Week 2024

    Business Finance Week 2024 launches next week. This free 10-day event, hosted by the British Business Bank and several UK partners, aims to help smaller businesses learn about the different finance options. We work with many smaller businesses, helping them secure finance, so we know the challenges they face all too well. We champion events...

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  • Finance

    Benefits of development exit finance

    Development exit finance is a short-term loan that provides funding against a residential development project that’s complete or nearing completion. You can read about the practicalities of development exit finance here. In this article, we’ll focus on the benefits of using this type of finance. Benefits of development exit finance 1. Repay the original development...

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  • Finance, Loans, Property

    When to refinance a commercial property

    Refinancing a commercial property means taking out a new mortgage to replace the existing one. Refinancing could bring a number of benefits to your business if done at the right time. Refinancing could be beneficial to your business in the following scenarios: Lower interest rates: Interest rates regularly fluctuate. If rates have fallen since taking...

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  • Loans

    Peer-to-peer lending guide

    Peer-to-peer (P2P) lending is a fast-growing type of finance in the UK. Here’s a handy guide if you’re wondering about using P2P to finance your business. What is P2P lending? P2P lending is a form of financing that allows investors to lend money to businesses needing funds. This process occurs through online platforms that match...

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  • Finance, Property

    Pros and cons of refinancing a commercial property

    Refinancing a commercial property involves replacing your existing mortgage with a new loan. It may involve switching lenders or negotiating a new deal with your current one. Refinancing a commercial property may be appropriate for several reasons. Perhaps your current commercial mortgage is ending, or you’d like to release equity to help with cash flow....

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  • Finance

    Common myths about using a finance broker debunked 

    Using a commercial finance broker can be a wise choice for businesses requiring a loan. However, some common myths surrounding finance brokers can be misleading and may prevent businesses from using their services. Here, we debunk some of the most common myths about finance brokers so you can make a more informed decision about using...

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  • Finance, Property development

    What is development exit finance? 

    Development exit finance refers to short-term financing used by property developers to repay outstanding property development finance once the project is nearing completion. Why is development exit finance necessary? Property development projects usually require a significant upfront investment in land acquisition, construction, and other development costs. These costs are often funded by development finance, a...

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  • Loans, Property

    How is a commercial mortgage different to a residential mortgage?

    Commercial and residential mortgages are similar in that they both involve borrowing money to purchase property. However, they differ in several ways: 1. Purpose Residential mortgages are used to finance the purchase of homes that people will live in. On the other hand, commercial mortgages are used to finance properties primarily intended for business activities....

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  • Finance

    When might bridging finance be appropriate?

    Bridging finance, also known as bridge loans or bridging loans, is a short-term loan (generally 12 months or less). Bridging loans provide quick access to funds and are typically used to bridge a gap between purchasing a new property and selling an existing property. However, there are other scenarios where bridging finance might be appropriate,...

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