Email us

Development Finance

  • Finance, Property development

    What is development exit finance? 

    Development exit finance refers to short-term financing used by property developers to repay outstanding property development finance once the project is nearing completion. Why is development exit finance necessary? Property development projects usually require a significant upfront investment in land acquisition, construction, and other development costs. These costs are often funded by development finance, a...

    Read more
  • Finance

    When might bridging finance be appropriate?

    Bridging finance, also known as bridge loans or bridging loans, is a short-term loan (generally 12 months or less). Bridging loans provide quick access to funds and are typically used to bridge a gap between purchasing a new property and selling an existing property. However, there are other scenarios where bridging finance might be appropriate,...

    Read more
  • Finance, Property, Property development

    Property development finance options

    Whether you’re looking to begin a large-scale property development project or plan to expand your buy-to-let property portfolio, you’ll probably need property finance to realise your ambitions. Property development finance funds residential, commercial or mixed-use property development. Several options are available, and as the choice can be overwhelming, here’s an outline of some possibilities. Five...

    Read more
  • Business, Finance, Loans, Property, Property development

    The role of bridging finance in property development and investment 

    Bridging finance is a short-term loan (typically 12 months or less) that provides an immediate cash boost. Bridging finance plays a crucial role in property development and investment by providing short-term capital to bridge funding gaps or facilitate property transactions. This form of financing is favourable when traditional forms of financing, such as bank loans,...

    Read more
  • Banks

    Bank versus a commercial finance broker

    If your business needs finance, the default scenario is to go to your bank. However, the days of having a dedicated bank manager who knows your business inside out and can get you the loan you need are, unfortunately, behind us in most cases. So, what’s the alternative? Instead of seeking a bank loan, you...

    Read more
  • Banks, Business, Finance, Loans, Property, SME

    What is the difference between open and closed bridging?

    Bridging finance is a short-term loan used to bridge a financial gap between the purchase of a new property and the sale of an existing property. There are two main types of bridging finance; open and closed.  Open Bridging Finance has no set date for the loan to be repaid. This type of bridging finance is...

    Read more
  • Banks, Business, Finance, Financial World, Loans, Property, SME

    Why are valuations essential for property loans?

    Valuations are essential for property loans for several reasons:  Determine the Loan Amount: Valuations help to determine the current market value of the property, which is then used to calculate the maximum loan amount that can be offered. Lenders need to know the value of the property to ensure that the loan amount is appropriate...

    Read more
  • Banks, Business, Investment, Loans, Property, Property development

    Client returns for £1m loan

    We love it when a client returns to ASC. It is conclusive evidence that we did a good job first time round! So we were delighted when a client, for whom we had previously arranged property finance for, came back to ASC as they were looking at purchasing further properties and wanted to raise capital...

    Read more
  • Investment, Property

    What do I need to start a new Property Development Project?

    To become a property developer, you need to do extensive research and factor in many different things. Our six steps to success are below: Creating a business plan: set out in detail what you would like to do with your business (Target market, Property types, Timescales, Costs) Buy-to-let vs buy-to-sell: Buy-to-let may take continued maintenance...

    Read more