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News and Information

A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

  • Business, Finance, Loans, SME

    New Year. New Business. New You

    Why do people want to become their own boss and run their own business? Last month we spoke at the Business Show at the Excel, talking about the different ways people can raise finance to buy a business. There are many different ways people can raise finance, from traditional bank loans to forms of alternative...

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  • Business, Finance, Loans

    Commercial Property Outlook for 2023 – Are there Opportunities amongst the Headlines

    We were looking at some of the headlines regarding the commercial property market for 2023, and they presented a mixed picture. The effect of higher interest rates, and higher costs have meant that some businesses are feeling the pinch. And some forecast have predicted that this might have an impact on commercial property values and...

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  • Housing, Investment, Property

    Energy Performance Certificates (EPC) changes for Investment Property

    Energy Performance Certificates (EPC) are a legal requirement for a property when marketing for new lettings or sales, and private rented property in England and Wales must have an EPC rating of E or above. The most energy-efficient properties start at A, and the less energy-efficient properties have a rating of F or G. Landlords...

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  • Property

    What are the benefits of owning your premises?

    For some business owners, purchasing the premises from which they operate can provide benefits, such as increasing the overall value of the business while providing more certainty in the big picture. What are some of the benefits of owning premises? Replacing rent with ownership – by being the owner of the premises, the money that...

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  • Finance, SME

    How we help our clients – Finance for a Bed & Breakfast

    Robert Harrison from ASC in Merseyside, has been a commercial finance broker for many years. We asked him about the deals he was most proud of. One which stuck out was a particular client he helped raise finance for. The client was introduced to Robert through her accountant and had always thought of taking the...

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  • Loans, SME

    The Hardest Aspect About Raising Finance for Clients

    Since our inception 50 years ago, ASC has been raising finance for a variety of clients across all sectors and for most purposes, but raising finance is not always an easy task. Sometimes it can be difficult due to the complexity of the finance that we are securing for our clients, and other times due...

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  • Business, SME

    Different ways that securing finance can positively impact your business

    Over the past few months, we’ve seen reports of SMEs in the UK, even those that are highly profitable, having issues securing finance for their projects. According to the Federation of Small Businesses, SMEs represent 99.9% of the 5.5 million businesses in the UK, so keeping them funded and successful is vital. We’re here to...

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  • Business

    "Why you should buy a garden centre" – Guest blog by BusinessesForSale.com

    There’s no denying that plants bring people joy. Why not contribute to this happiness whilst making a profit? This article will offer valuable advice on buying a garden centre. Why would you want to buy a garden centre? While it may seem like a rather arbitrary sector to buy in to, its importance in and...

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  • Banks, Finance, Loans

    How Can Debt Refinance Help Businesses?

    Given the current economic climate, some businesses may start to experience financial difficulties and might need to navigate their options to make the best out of the situation. If your business is currently under pressure, we help clients daily to secure loans for different purposes, but a common financial solution that our clients often seek...

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  • Banks, Finance, Loans, SME

    What do the BoE interest rate increases mean for borrowers? 

    What do the BoE interest rate increases mean for borrowers? Over the last months, there have been numerous announcements by the Bank of England increasing the base interest rate, and more are likely to happen in the near future. But what do the BoE interest rate increases mean for you? Our view is that the...

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