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News and Information

A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

  • Uncategorised

    The reasons why small businesses don't want to borrow

    Everybody seems shocked that lending to small businesses is “tumbling”. I am not. It is clear that SMEs are being battered by lenders – look at the interest rate charges. With base rates at 0.5%, lenders are charging 3 – 4% margins (if you’re lucky), some are 5 – 6% and I know of cases...

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  • In The Press

    3 Reasons not to raise money now

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  • In The Press

    Are banks lending enough?

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  • In The Press

    Lending to small UK companies tumbles

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  • In The Press

    Borrowers fail to benefit from banks' riches

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  • In The Press

    Complaints about small business loans rise

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  • In The Press

    Bank loan process remains 'complex'

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  • In The Press

    Banks adapt to lack of lending

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  • In The Press

    Are banks lending enough?

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  • Uncategorised

    Positive lending criteria increases mortgage fraud

    As I said in an interview with the Financial Adviser (part of the Financial Times) we see the potential for mortgage fraud increasing. Too many borrowers are being boxed into situations where they believe (and I emphasise “they” because I do not condone this) that the only way out is by being “economic with the...

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