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News and Information

A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.

  • Uncategorised

    Why banks are structurally incapable of efficiency

    I read yesterday a fantastic article in the FT by Tony Jackson. It is a brilliant analysis why Banks make all the mistakes they make – he says that, “most economic activities work best if people on the ground are free to make decisions. In banking, by contrast, decisions have been sucked into the centre....

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  • In The Press

    Lending to Small UK Companies is at an All-Time Low

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  • In The Press

    We found a lender to buy a ferrari

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  • Uncategorised

    The reasons why small businesses don't want to borrow

    Everybody seems shocked that lending to small businesses is “tumbling”. I am not. It is clear that SMEs are being battered by lenders – look at the interest rate charges. With base rates at 0.5%, lenders are charging 3 – 4% margins (if you’re lucky), some are 5 – 6% and I know of cases...

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  • In The Press

    3 Reasons not to raise money now

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  • In The Press

    Are banks lending enough?

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  • In The Press

    Lending to small UK companies tumbles

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  • In The Press

    Borrowers fail to benefit from banks' riches

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  • In The Press

    Complaints about small business loans rise

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  • In The Press

    Bank loan process remains 'complex'

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