A collection of our thoughts, opinions, (and sometimes general musings) on everything to do with all aspects of business finance, commercial finance, small businesses, and general news about ASC Finance for Business.
Miscellaneous
Where have all the humans gone?
I tried to fix a small issue with my internet supplier the other day. They didn’t provide a contact number, but instead directed me to their “live chat” facility. In theory, this was a great idea, I could simply type the problem out on my keyboard, and somebody at the other end would type back...
Growth among SMEs has now hit the same heights that it was pre-recession. We were pleased to read that little statistic this week in a study by the Enterprise Research Centre. This can only be good news for small businesses across the UK who are looking to continue to grow over the next few months....
It’s a term which gets branded about fairly frequently at the moment. But not everyone knows what it means. Obtaining a commercial loan via a crowd-funder, is similar to obtaining a commercial loan via a traditional bank. The difference being that instead of the bank lending you the money directly, the loan is listed on...
You do not need us to tell you, that having access to finance is very important for your business. And despite the negative headlines in the news, we know that finance is available for small businesses – providing they know where to look. As deeds speak louder than words, we’ve highlighted a few of our...
"The broker will identify the most suitable funder from their panel to provide the loan"
Reading this morning’s CityAM, there were some interesting words by Mike Francis, about small business finance. There were some areas which clearly resonated with us. In particular: “Too many small businesses see their expansion plans quashed by a lack fo finance. Their bank doesn’t have the confidence to lend them the money they need, so...
We are used to asking for quotes. After all, we want to know how much something is going to cost us before we commit to it. And commercial finance is no different. You want to know the exact terms of any loan before you take it out: What’s the interest rate? What are the monthly...
Imagine a scenario. You have decided to sell your business, and you were hoping to sell it for, let’s say, around £300,000, and there are only two potential buyers. Which offer do you accept? The first offer is from an individual. They are willing to match the asking price of £300,000. But they haven’t arranged...
You wouldn’t ask a qualified mechanic to find out what medicine you should take for an illness. And in the same way you wouldn’t ask a doctor to look for ways to fix that clunking noise coming from inside your car’s engine. We rely on experience to guide us through areas which we are not...
What do you do if your car insurance is due for renewal? Even if you’re happy with your existing provider, you do ask yourself the question – am I getting the right deal? So you might phone up a few other providers and get a few quotes, or use a comparison website in order to...
