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Business Finance for Car Repair & Garages

We focus on arranging finance for your business
So you can focus on running your car repair or garage business

Every business needs finance. A car repair shop or garage is no exception! Whether starting out, expanding your business or taking on a whole new challenge, ASC are here to make getting that finance simple for you.

Car repair shops and garages work closer with their clients than many businesses. You’re directly trusted with a client’s property, and you’re expected to use all your expertise to make sure it’s in the best order possible. That makes for some unique benefits, but also some unique challenges. We’re here to make sure that finance isn’t one of those challenges.

Finance is like an engine – there’s lots of moving parts.

Just like an engine, no two businesses are the same. There’s lots of little differences that add up even in businesses that are nominally doing the same thing. Your clientele, operations, location, staff and more all add up to a truly unique picture for every single garage or repair shop. Lenders know this, and they’ll want to know as much as they can about your particular business before they open up their wallets. Different businesses will have different finance journeys; profit streams, for example, can have a big effect on finance. A repair business that works exclusively with luxury cars will have a very different income method to a body-shop that works with a wide variety of cars. This means lenders will put different roadblocks in your way. We’re here to help you remove those roadblocks.

You also have to consider the type of finance that might work best for your business. No two loans are the same, either. There are myriad different permutations and options when it comes to finance, and some will be more suited to your particular business than others. That luxury repair business, for example, might work better with a standard commercial loan. Your average garage, though, could get more benefit from something like the Enterprise Finance Guarantee Scheme. Every business will differ. That’s why it’s so important to have a broker who understands your business when looking for finance.

ASC will make sure everything runs like a well-oiled machine.

That’s where we come in. For over 50 years, we’ve been helping small businesses find the commercial, business and property finance that they need. We’ve helped more garages and repair shops than we can count find finance, and we’ve no plans on stopping anytime soon. Whether you’re looking to start up, expand or completely reinvent your business, we’re here to help.

We can help you deal with the regulations and remove the roadblocks in the way of your success. When you use an ASC regional director, you can be sure that you’re in the hands of an experienced professional who’s dedicated to making your finance journey as smooth as can be.

So, if you want to make your finance journey faster, simpler, better – there’s just two things you need to do:

1. Get in touch with us.

Your initial consultation is free and without obligation.

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2. Sit back and relax.

We’ll handle the finance, so you can focus on what really matters – your business!

Car repair or garage business finance we have arranged for our clients

  • £455,000 was arranged, at 70% LTV, to secure the purchase of a freehold property for a vehicle body repair business
  • We have just arranged a loan for a commercial paint sprayer to purchase the freehold of his rented premises.