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Business Finance for Cafe’s and Coffee Shops

We focus on arranging finance for your business
So you can focus on running your cafe

Every business needs finance. A café or a coffee shop is no exception. Whether starting out, expanding your business or taking on a whole new challenge, ASC are here to make getting that finance simple for you.

Everybody’s dreamed at one point or another of owning a café or their local coffee shop. When you’ve actually achieved that dream, you’re faced with a business challenge unlike most others. You’ll have to juggle producing good food and drink with the responsibilities of being a community social hub and business centre. It presents a unique experience with unique challenges. We’re here to make sure that finance isn’t one of those challenges.

Finance is like coffee – there’s so many different ways to serve it!

When you run a café, there are so many different little things that make your business unique. Whether it’s your decor, your food, or even the specific type of bean you use for your coffee, there’s lots of differences between every single café. Lenders know this, so they will try and make sure they know as much about your specific business as they possibly can. What other businesses are near you? Are you the only café in your area? Do you make everything in-house, or bring products in? How affluent is the area you’re in? What are your clients like? How many do you get per day? What’s your average orders? Lenders may ask a dizzying array of questions before they put money on the line.

You also have to consider what types of finance would work well for your business. Just like every café is unique, so is every finance offering. Finance can take myriad different forms, and different lenders will offer it in different ways. The differences in each business means that different finance might be suitable – some businesses might suit a standard commercial mortgage; some might suit more granular peer-to-peer options or business expansion finance. So when you’re looking for finance, you need to be sure that you’re using a broker who really understands your business and its world.

 ASC will find the finance that’s right for you.

That’s where we come in. At ASC, we’ve been helping small businesses find the business, commercial and property finance they need for over 50 years. Cafés are our bread and butter – we’ve helped countless cafés and coffee shops to start up, expand and reinvent themselves, and we have no intentions of slowing down. No matter what you need, our regional directors will take the time to make sure they fully understand your unique business and can present it to the right lenders for you. We can help you deal with the regulations and remove the roadblocks in the way of your success. When you use an ASC regional director, you can be sure that you’re in the hands of an experienced professional who’s dedicated to making your finance journey as smooth as can be.

So, if you want to make your finance journey faster, simpler, better – there’s just two things you need to do:

1. Get in touch with us.

Your initial consultation is free and without obligation.

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2. Sit back and relax.

We’ll handle the finance, so you can focus on what really matters – your business!

Running your cafe finance we have arranged for our clients

  • ASC arranged finance of £105,000 for a client to purchase the freehold of a tea room in Yorkshire
  • ASC successfully arranged £165,000 for a husband and wife to purchase a coffee shop in their local village
  • We helped a couple who own and operate two cafés in Manchester to buy their first commercial investment property for £315,000