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Last Minute Problems?... Not a Problem!

Last Minute Problems?... Not a Problem!

Nicholas Gray, a local builder with a modest portfolio of investment properties, needed to refinance a mixed retail and residential property that he owned. His bank, had declined to renew a £132,000 loan he had secured on the property at the end of its term, because they did not like retail properties as security.

Nicholas wanted an interest only loan for ten years until his pension pot matured, and he wanted to maximise his income over this period. Unsure of who to speak to, he was referred to Phil Thompson of ASC.

ASC were able to raise the full amount, on a ten year interest only mortgage, secured on the property exactly as Nicholas wanted.

However, on the day of completion, his bank increased the redemption figure by a further £20,000 to clear another small loan!

Despite this, ASC were able to negotiate an additional £20,000 onto the advance with the lender, with a new offer letter sent out the same day, and the funds drawn down 3 days later.

Remember, not every deal is simple. Which is why at ASC you speak directly to an experienced director, who you can contact at any point along the process, from enquiry until completion - so if the deal changes, we are in the best position to ensure that you get the right deal for your business.


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We focus on arranging finance for your business...
so you can focus on running your business

10 reasons to
work with ASC

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10 Reasons

Why ASC?

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Why ASC?

You already know that arranging business finance can be a tricky experience.

We appreciate that your time is precious. With our extensive knowledge of business finance available in today’s SME market we can approach the lending institutions that are right for your business finance needs. You will be saved from the frustration of endless form filling, repeated conversations with numerous lenders, and save you from having to provide each different lender stacks and stacks of information.

Our job is to remove the ever increasing number of hurdles that are put in your path, by arranging business finance or commercial finance for you in a time-saving and more efficient manner.

ASC have been established for over forty years and we have experienced more recessions and ups and downs in the economy then we care to remember. Due to our clear focus on independent businesses and entrepreneurs we have developed a track record which is envied by our competitors. You will deal directly with an experienced Director who has a strong commercial background and real experience enabling him or her to find the business finance which is just right for your business.

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The Ten Reasons

We work in the way which works best for you

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