Business Finance in Cornwall
26 Boscawen Street
Business Finance for Business People
Based in the heart of Truro I am perfectly positioned to assist clients with commercial and property finance requirements throughout the whole of Cornwall.
I have been a commercial finance broker and Director with ASC for over 25 years. I have excellent knowledge of the local business community and access to trusted lending partners.
Together with my experienced team, and supported by our Head Office, we are very much “hands on” assisting local businesses to secure their commercial finance requirements.
We have a genuine interest to see our clients succeed in business long after we have assisted them.
We want to help you grow and are happy to work with you whatever your business, from sole traders, partnerships and small to medium sized companies, across all business sectors throughout Cornwall.
ASC and your data – how we protect it
Just in case you missed our previous message amongst the many updates on the new Data Protection regulations (GDPR), click here for detailed information on how ASC Finance for Business Regional Directors collect, use and protect data. It also gives information about the legal bases upon which they utilise it and your rights in connection with it.
I will always use my business experience to relate our clients’ circumstances and I will take the time to establish exactly what business finance would work for your business before I approach the lenders who will be able to assist.
I grew up in the local area and was part of the family business in the leisure and hospitality industry before I joined ASC, so I will always make use of my local knowledge and my vast contacts already gained during my time as part of ASC in the business finance sector to ensure that we assist you in raising the right commercial finance for your Cornwall business.
If you are an SME business owner in Cornwall who is looking for business finance, property development finance or a commercial mortgage, feel free to pick up the phone and speak to me.
I can assure you I will do everything possible to find you the commercial finance that will help your business grow.
Outside of the office I enjoy film and performing arts, sport and music.
Business Finance I have assisted clients with already
- £208,000 raised, along with a brewery loan and local business enterprise loan for the purchase a freehold restaurant
- £216,500 raised to purchase a commercial fishing vessel
- Finance of £126,000 obtained for first-time property developer clients.
- £825,000 raised for care home
We were hard-pressed for time and very anxious at the prospect of losing our property. Conrad's warm, thoughtful style was enormously reassuring.
He pursued potential lenders with real urgency, and, within 72 hours, was able to reassure us that we could get the money we needed.
Our experience of financial services over recent months has been far from positive. Conrad stands out from the crowd for all the best reasons.
Dealing with ASC, and more particularly yourself, has been a complete pleasure. You took the pain and stress out of the whole process for us. I have already passed your details on to a couple of contacts so hopefully they will be in touch.
Things are proceeding nicely with the new premises, we’re having a mezzanine installed next week and then we can start moving the business over. We’re planning an open day sometime in early 2017, I will let you know the dates and if you are available it would be good to see you.
Many thanks once again.
Jamie & Gwyn
All your efforts in achieving the impossible for us on the purchase of our business premises. We are now really enjoying the feeling of security that owning our own premises has brought.
Thanks again to you, and to Stephanie, for everything.
Allyson and David
A big thank you to you and your team for helping us arrange and complete on the property. I will certainly have no hesitations in recommending you and will sing your praises to the excellent and professional service we received from start to finish. Hopefully, one day in the future, we will be able to use your services again with the aim of expanding or branching into other ventures. I wish you every success in the future.
Taryn and Darryl
Conrad, Jeannie & Anthony,
Thank you so much for the most beautiful bouquet of flowers – they are absolutely stunning.
It has been an absolute whirlwind here – just haven’t stopped since we took the keys. We had a booking in for 30 for lunch today, based on their experience of our first carvery on Sunday. We must be doing something right!
Bookings are steadily increasing for both guest accommodation and food. I’m happy to say that we’re on the right trajectory, and that your confidence in me is not misplaced.
Please do visit when you’re in the area. As soon as we have set up a “launch” for all our suppliers, friends and tourism people, you’ll be the first to know – I’m looking forward to showing you all around.
Our chalkboard will soon be put on the wall, listing all our local suppliers and supporters, so ASC will be up there for Truro – I can’t recommend you guys highly enough.
Dogged determination - and Channel 4 - helps ASC Client to find the right property!
The highly popular Channel 4 show Relocation, Relocation, Relocation recently featured the Langman family's quest to find a property to house themselves, with income potential and space to accommodate their daughter Lauren's canine agility training business.
Outside the scope of the programme was the funding arrangement behind the purchase which was completed with the assistance of local ASC Director Conrad Robins.
Although availability of finance is a prerequisite for the TV programme, when a suitable property was discovered, the mortgage arranged in advance proved no longer appropriate
The proposal wasn't entirely straightforward in that the property comprised living accommodation, holiday lets and the Devon Dogs business with three separate income streams and a simple residential mortgage would not therefore be appropriate.
The family financial adviser David Grimshaw approached ASC for assistance and, having met with the Langmans, Conrad was able to identify the right source from ASC's extensive lending panel so that the formalities could be concluded with a minimum of fuss, with the full co-operation of these methodical and pragmatic clients.
As Carole explained: "When we realised that the mortgage wasn't available, we didn't know where to turn and after all our earlier frustration we were prepared to give up the dream. Without Conrad and ASC, this wouldn't have happened".
Lauren still finds it hard to believe how well matters turned out and she can concentrate on building her business and preparing for her next shot at the World Dog Agility Championship!
Lauren's Devon Dogs business is now based at Bowerland while Carole and Alan are fully booked up!
OUR SUCCESSFUL TRACK RECORD
If you are the boss of a family business, you need to plan your retirement carefully! Roseacre Care Home in Cornwall has been run successfully by Tom Knight and his family for 25 years, described as “exceptional… relaxed and caring”. When Tom’s daughter, Penny Turner, was due to take over the helm she met with her financial adviser Stuart Toghill of Kellands Financial Services, who then introduced her to Conrad Robins at ASC Finance for Business in Truro. Conrad quickly identified a lender for Penny to acquire a majority shareholding and for the Company to buy the property from her father. The rate of interest obtained was only 2.5% over bank base rate which made it a fantastic deal.
A suitable structure and timetable was agreed with the help of the Company’s accountants. Tom was mostly abroad by then and with a full panel of professional advisers involved, good communication and hands-on case management was vital in bringing all the strands of the transaction together!
Keen focus addressed a challenging succession of issues and approval was required at various junctures from three firms of solicitors representing all parties. Conrad and his team are well versed in proactive collaboration with professional advisers – it is a key feature of the ASC service. As Conrad puts it, “We are happy to take on the role of central coordination and reference point - fundamental in making deals like Penny’s happen”. Penny and her partner Steve said, “During our recent company transfer we found the services of ASC to be reliable, professional and efficient. Conrad and John helped with all aspects of what proved to be a complicated transaction. We will use ASC again for our next purchase!“
We focus on arranging finance for your business...
so you can focus on running your business
It is easy to contact me because I work in the way which works best for you
ASC is a National Association of Independent Business Finance Consultants operating under licence granted by ASC Partnership Ltd.
This office of ASC is independently owned and operated by CCR Business Finance Limited trading as ASC Finance for Business, 26 Boscawen Street, Truro TR1 2QQ.
Registered Office: Chy Nyverow, Newham Road, Truro TR1 2DP. Registered in England No. 5434790. Authorised and Regulated by the Financial Conduct Authority in respect of regulated mortgages only