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The ASC Blog

Pensions Pots & Policies for Mortgages

Published 30/10/2012 12:25:00

Another initiative which probably won’t take off, but it’s worth a comment.  The latest idea is that parents use their pension pot to create a deposit for their kids to buy a residential property.  Sounds great, but let’s look at it in a bit more detail.  I’m not referring to the technical complications and rules which will be created.  I’m referring to the global aspect.

Haven’t we been told some time ago that pensions suffer from greater shortfalls and that too many people haven’t made sufficient provisions for their future pensions

I’m therefore not sure how this will work? Let us know what you think about reducing the size of your pension to enable a mortgage deposit for one of your children.

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