The ASC Blog

Bank Bashing Continues – take 2

Published 14/05/2012 13:27:00

The bank bashing season is back in full swing. Every day we read another article about banks not lending to businesses and in particular not lending to small businesses. Every other day we read in an article that whatever loans are available they are offered at extremely restrictive terms and fairly high rates of interest. Yes we can all join in and have another bash and go at banks but ultimately that does not help.

We all know that the government has pumped in £billions into the banking system and that clearly this hasn’t helped. Other solutions are therefore necessary. We have mentioned on a number of occasions that initiatives to further growth and demand in the business community would be more suitable. Simply put. If a business starts investing and another business is selling then that cash flow will multiply through the economy. So the key is to stimulate the economy and to motivate business people and entrepreneurs to look positively at the future. Complicated schemes like the National Loan Guarantee Scheme will not do the trick. The experience with the EFG confirms that. But it is not all doom and gloom because we know from our experience that business finance can be raised. With the right approach and for the right proposal there is sensible finance available.

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You already know that arranging business finance can be a tricky experience.

We appreciate that your time is precious. With our extensive knowledge of business finance available in today’s SME market we can approach the lending institutions that are right for your business finance needs. You will be saved from the frustration of endless form filling, repeated conversations with numerous lenders, and save you from having to provide each different lender stacks and stacks of information.

Our job is to remove the ever increasing number of hurdles that are put in your path, by arranging business finance or commercial finance for you in a time-saving and more efficient manner.

ASC have been established for over forty years and we have experienced more recessions and ups and downs in the economy then we care to remember. Due to our clear focus on independent businesses and entrepreneurs we have developed a track record which is envied by our competitors. You will deal directly with an experienced Director who has a strong commercial background and real experience enabling him or her to find the business finance which is just right for your business.

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